Hit the Streets


Protest to Keep Access to
the Web Free & Democratic

Today, step out and make yourself heard. Don’t let anyone take the right to access the World Wide Web away from Americans and citizens of the world. Fight to keep Net Neutrality and don’t allow the Federal Communications Commission or anyone to hand the Internet to media and cable companies to act as gate keepers.

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Top Reasons to Have
Nightmares in October

Despite all fake blood and make-believe spooks, plus the prospect of wholesome fun at movies and parties, the only dread still linked to Halloween is the obscene bite U.S. retailers snack out of it. So, at the intersection of what’s left of a pagan ritual, and the irony of grownups dressed up as bloodsuckers, here’s our own fright list.
True, nothing to bury you alive, or squeeze your sphincter to the point of constipation. Just five anxiety-driving reasons to refill your meds, and toss and turn all night in bed. You know, the usual suspects: fears about the future, or the past, or the future turning into the past, and, of course, crawling creatures and robots.
Now, the ability of some to still be scared means that somehow they care. And not many of us carry the burden of giving anything two flying er schmucks. But for those who do, sorry about the cliché but be afraid, be very afraid. Thus, this abridged inventory for the sake of offering anyone a warning shot about what may lie ahead. Consider yourself warned.
It may serve other purposes as well. Feel free to design a costume based on it, shocking enough to impress jaded friends and floor that cute Michael Meyers who struck your fancy at last year’s parade. In the process, you may exorcise that nasty heartburn. Just add spark and pointed teeth and voilá: even bad news take a break, sometimes.

cincoWE’RE IN THIS MATRIX, YOU SEE
Leave it to Wall Street to create new distractions, so while we get busy on social media, banksters subtract yet another dime from our future. But Bank of America Merrill Lynch may have broken new ground, even to seasoned con artists like, well, not us. It’s about the Matrix, you know?
In a note to clients, the bank that was found liable for mortgage fraud and paid in 2013 a $1.27 billion fine (in a government ruling since overturned), pompously warns that ‘It’s conceivable that (…) future civilizations could have decided to run a simulation of their ancestors,’ which means you, Keanu Reeves, and everyone else.
We’ve heard that before, of course, which makes one wonder, hey, where did I leave my wallet? For, while BoA, and every deranged preacher you never heard of, may be flashing their cards for our attention, about a future only they know about, it’s simply common sense to swoosh your cape and walk away, just in case.

quatroTHE EVIL THAT (MADEUP) MAN DO
You know that one: a lot of people are afraid of clowns, so why not start a crazy clown wave, with blurry video and threats to little children, just so we’re all on the same page? It’s on everywhere, and in the minds of publicity hounds, who’re smacking their heads, thinking, why haven’t I come up with such genius idea?
Hold on to your big shoes, Bozos, it’s all a fad. And the backlash is already apace, with mobs chasing down recovery pervs just because they’ve got the wrong shade of orange hair. Oh, sorry, that was a Trump rally. Nevertheless. Let’s keep an eye on those whose appearance is no cause for alarm, instead.
Or get rid of this paranoid mania, disseminated by not so clueless officials, that if you see something, you should tell on them to your local war weaponry-equipped Squad team, even if you have no proof of wrongdoing, or are out to get your poor Uncle Bob. That doesn’t mean your kids should like clowns again. Are you crazy? they’re creepy.

tresIT’S HAIRY, CRAWLS & CAN HEAR YOU
This is arguably the most frequent character in people’s nightmares, so it’s no wonder that every October there are some kind of unbearably frightening news about them. For if cats rule the Internet, spiders reign over everyone’s worst possible scenario. But until now, we were not supposed to shush in their presence too.
A new study found that spiders have an acute sense of hearing, and do hear you talking trash about them from across the room. So much for ears: they don’t have them. Still, you can hardly, if ever, hear them back. Until, of course, it’s too late, you’re covered with them, and… STOP!
They’re actually wonderfully creatures, crawling on this earth for some 380 million years. They nurture their young and occasionally eat their mates, but hey, who’ll miss them anyway? (more)
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Read Also:
* Happy Halloweeners
* Hallow Talk
* All Hallows Eve
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Curtain Raiser

The Dignity Collectors, Colltales

If you’re an American resident, you may live in a household that owes $15K in credit card debt. If there’s a mortgage, its outstanding debt may be $150K. And if there’s one or more college students sharing your last name, then there’s another $33K each to be added to the bill.
Thus, without counting living expenses, just the fact that you live in the world’s richest country means that you’re also one of its most indebted human beings. No wonder that, amid a troubled economy, there’s a seemingly unbeatable business, reaping profits: debt collection agencies.
Now, the data above may be gathered via Internet under the grand total of 5 minutes or less. No need to add insult, reminding those who owe money how hard it is to even make it, either. There’s a crucial, invisible, component to this dire calculation, however, that most are unaware of.
And what average Americans don’t know about their own debt can actually ruin them, and it’s actually already doing it, stealthily. That is because, pinch your nose and hold your breath, no matter the amount that they owe, it has already being sold over for pennies on the dollar.
This devious aspect of consumer debt is the hidden side behind the moralistic rhetoric of Dickensian concepts such as ‘living within one’s means’ and ‘personal responsibility.’ For these are all sound and truthful only and for as long as those who owe money remain indebted.
The financial system, and in fact the entire economy, rest on the notion that debt is as much a factor of their liquidity as earned income and capital invested. But while for a government, the amount of debt is often an indication that it’s being used to build and provide infrastructure so to support the functioning of society, for an individual, such amount is indicative of his or her ability to receive more or less credit.
Contrary to concerns of the ultra-rich, it’s not a government’s highest priority to be debt-free, as long as it’s under a well-determined balance of spending and output. But for individuals, such condition is often the key to opportunities for material improvement and security. As it happens, unlike governments, one can’t issue debt to cover bills, so if you owe money, you need to pay it up, and fast.
Unfortunately, while a different set of rules applies to the wealthy, for the rest of us, falling into debt is often a condition that leads to even more indebtedness, and even social ruin. So we may struggle and skip meals to pay that bill on time, and not having to be burdened by higher rates.
That’s when that utterly non-productive but highly profitable industry comes into play: the collection business. Most people think that its job is to contact debtors on behalf of creditors, work some kind of plan, collect a commission for their service, and be on their way. Since there are plenty of people behind on their bill payment schedules, one would think that’s enough of a business. They’d be wrong, of course.
A debt collection agency’s main purpose is to purchase people’s debts, and they do so, legally, by pennies on the dollar. (To find out exactly how much less than the principal they’d pay for your debt is one of those Internet searches that will take way more than five minutes to know.)
But the moment they purchase your debt, you have, in practice, two creditors coming after you: that agency, and your original credit card company, or mortgage holder, or online gaming provider, or retailer of specialty bras, whoever you owe money to. While the agency may offer you a deal, your original creditor will most likely not, adding instead, a stiff rate and penalties for your non payment.
Now, at this point, while you scramble to sell stuff on eBay, or contact that distant relative/friend who owe you money, in order to come up with some to quench the monster, you debt is already on its way to change hands yet again. The agency that’s still sending you letters proposing you to settle, is also negotiating to sell that debt, again at a discount, to yet another agency, which may, you guessed it, come after you too.
You’d ask, how can this be possible, that one bill’s default has potentially generated two others, and you’re being charged the original amount even as third-parties are buying it at a discount? Well, it’s a loophole or it’s a way for the system to feed itself, even as it pressures you to stop feeding yourself, so to speak. Also, by now, you may be wisen up to the scheme and thinking, why can’t I buy my own debt for pennies too?
You can’t, as a matter of fact. Or you could, if you become, yourself, a licensed debt broker. We don’t know how are the job prospects on that market, so it’s up to you. Continue reading